{"id":36917,"date":"2026-04-22T08:53:34","date_gmt":"2026-04-22T05:53:34","guid":{"rendered":"https:\/\/kuzeyinsesi.org\/index.php\/2026\/04\/22\/2-bin-cek-karsiliksiz\/"},"modified":"2026-04-22T08:53:34","modified_gmt":"2026-04-22T05:53:34","slug":"2-bin-cek-karsiliksiz","status":"publish","type":"post","link":"https:\/\/kuzeyinsesi.org\/index.php\/2026\/04\/22\/2-bin-cek-karsiliksiz\/","title":{"rendered":"2 bin \u00e7ek kar\u015f\u0131l\u0131ks\u0131z!"},"content":{"rendered":"

Ekonomideki daralma rakamlara da yans\u0131yor. Yaz\u0131l\u0131p kar\u015f\u0131l\u0131\u011f\u0131 \u00f6denemeyen \u00e7eklerin say\u0131s\u0131 ve tutar\u0131, bunu do\u011fruluyor. Bir y\u0131l arayla kar\u015f\u0131l\u0131ks\u0131z \u00e7ek miktar\u0131 fark\u0131 ise dudak u\u00e7uklat\u0131yor.<\/p>\n

Milyonlar\u0131n kar\u015f\u0131l\u0131\u011f\u0131 yok!…<\/strong> KKTC Merkez Bankas\u0131 verilerine g\u00f6re, 2025 y\u0131l\u0131nda g\u00fcn\u00fc geldi\u011finde \u00f6denmesi gereken 401 milyon TL, 1,93 milyon dolar, 1,94 milyon euro ve 7,39 milyon sterlin de\u011ferindeki toplam 2 bin 65 \u00e7ek kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kt\u0131. Bu \u00e7eklerin bin 496\u2019s\u0131 TL, 155\u2019i dolar, 67\u2019si euro ve 347\u2019si sterlin olarak kay\u0131tlara ge\u00e7ti.<\/p>\n

827 \u00e7ek geri \u00f6denebildi\u2026<\/strong> Ge\u00e7ti\u011fimiz y\u0131l 827 \u00e7ek, \u00f6nce \u201ckar\u015f\u0131l\u0131ks\u0131z\u201d kaydedildi ard\u0131ndan gerekli kaynak elde edilip \u00f6denerek \u201ckar\u015f\u0131l\u0131ks\u0131z durumdan \u00e7\u0131kan \u00e7ek\u201d stat\u00fcs\u00fcne ge\u00e7ti. Bu \u00e7eklerin 767\u2019si TL, 13\u2019\u00fc dolar, 3\u2019\u00fc euro ve 44\u2019\u00fc sterlin biriminden yaz\u0131lan tutarlar\u0131 i\u00e7eriyordu.<\/p>\n

Ocak 2025 ve Ocak 2026 fark\u0131 korkutucu!.. <\/strong>Ocak 2026\u2019da TL cinsinden kar\u015f\u0131l\u0131ks\u0131z \u00e7ek tutar\u0131 bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re iki kattan fazla artarak 18 milyondan 41 milyon TL\u2019ye y\u00fckseldi. Sterlin baz\u0131nda ise 2025 Ocak\u2019ta 676 bin sterlin olan kar\u015f\u0131l\u0131ks\u0131z \u00e7ek tutar\u0131, 2026\u2019n\u0131n Ocak ay\u0131nda 2,3 milyon sterline ula\u015ft\u0131.<\/p>\n

Cemre CEMAL\u0130<\/strong><\/p>\n

\u00dclkemizdeki ekonomik s\u0131k\u0131\u015f\u0131kl\u0131k \u00e7eklere yans\u0131d\u0131. 2025 y\u0131l\u0131nda 2 bin 65 \u00e7ek, hesaplarda yeterli bakiye bulunmad\u0131\u011f\u0131 i\u00e7in kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kt\u0131.<\/p>\n

\u00c7ekte yaz\u0131l\u0131 tutar\u0131n tahsil edilmek istendi\u011fi anda hesapta para bulunmamas\u0131 nedeniyle \u00f6denemeyen bu \u00e7ekler, piyasadaki nakit daralmas\u0131n\u0131n boyutunu ortaya koydu.<\/p>\n

2025 verilerine g\u00f6re, kar\u015f\u0131l\u0131ks\u0131z \u00e7ek veren ger\u00e7ek ki\u015fi say\u0131s\u0131 941 olarak kaydedildi.<\/p>\n

\u015eirket, dernek, vak\u0131f veya kurum gibi t\u00fczel ki\u015filer ad\u0131na d\u00fczenlenen \u00e7eklerde ise sorumluluk yaln\u0131zca kurulu\u015fun malvarl\u0131\u011f\u0131yla s\u0131n\u0131rl\u0131 oluyor. Ayn\u0131 d\u00f6nemde t\u00fczel ki\u015filer taraf\u0131ndan kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kan \u00e7ek say\u0131s\u0131 ise bin 124 olarak belirlendi.<\/p>\n

\u00d6te yandan y\u0131l boyunca kar\u015f\u0131l\u0131ks\u0131z durumdan \u00e7\u0131kan, yani sonradan \u00f6denen \u00e7ek say\u0131s\u0131 827\u2019de kald\u0131.<\/p>\n

KIBRIS Muhabiri\u2019nin KKTC Merkez Bankas\u0131 verilerinden derledi\u011fi bilgilere g\u00f6re, kar\u015f\u0131l\u0131ks\u0131z \u00e7ek say\u0131s\u0131 ve toplam tutar art\u0131\u015f g\u00f6sterirken, borcunu sonradan kapatanlar\u0131n say\u0131s\u0131ndaki d\u00fc\u015f\u00fc\u015f dikkat \u00e7ekti. Veriler, piyasadaki nakit s\u0131k\u0131\u015f\u0131kl\u0131\u011f\u0131n\u0131n derinle\u015fti\u011fine i\u015faret etti.<\/p>\n

Ayr\u0131ca \u00e7eklerin b\u00fcy\u00fck mebla\u011flarla yaz\u0131lmas\u0131, riskin boyutunun giderek artt\u0131\u011f\u0131n\u0131 da ortaya koydu.<\/p>\n

2 bin 65 \u00e7ek \u201ckar\u015f\u0131l\u0131ks\u0131z\u201d \u00e7\u0131kt\u0131\u00a0<\/strong><\/p>\n

KKTC Merkez Bankas\u0131 verilerine g\u00f6re, 2025 y\u0131l\u0131nda \u00fclkemizde ay i\u00e7inde kar\u015f\u0131l\u0131ks\u0131z duruma d\u00fc\u015fen \u00e7ekler incelendi\u011finde y\u0131l boyunca toplam 2 bin 65 \u00e7ekin kar\u015f\u0131l\u0131ks\u0131z duruma d\u00fc\u015ft\u00fc\u011f\u00fc g\u00f6r\u00fcld\u00fc.<\/p>\n

En y\u00fcksek miktarda kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kan para birimi bin 496 \u00e7ek ile TL cinsinden olurken, \u00e7eklerde yaz\u0131lan toplam tutar 401 milyon 10 bin TL olarak ger\u00e7ekle\u015fti.<\/p>\n

Y\u0131l boyunca d\u00f6viz cinsinden yaz\u0131lan \u00e7ekler de kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kanlar oldu. 12 ay boyunca her ay dolar baz\u0131nda yaz\u0131lan \u00e7eklerden kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kanlar oldu. Y\u0131l boyunca toplam\u0131 1 milyon 925 bin dolar olan 155 \u00e7ek de kar\u015f\u0131l\u0131ks\u0131z duruma d\u00fc\u015ft\u00fc.<\/p>\n

7 milyon sterlinlik \u00e7ek \u00f6denemedi<\/strong><\/p>\n

Ge\u00e7ti\u011fimiz y\u0131l\u0131n 10 ay\u0131nda euro baz\u0131nda yaz\u0131lan 67 \u00e7ek kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kt\u0131. Bu \u00e7eklerin toplam tutar\u0131 da 1 milyon 941 bin euro olarak kay\u0131tlara ge\u00e7ti.<\/p>\n

Y\u0131l boyunca 7 milyon 387 bin sterlin yaz\u0131lan 347 \u00e7ek de, \u00e7ek tarihi geldi\u011finde kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kt\u0131.<\/p>\n

827 \u00e7ek sonradan \u00f6dendi<\/strong><\/p>\n

Daha \u00f6nce kar\u015f\u0131l\u0131ks\u0131z olarak kaydedilmi\u015f \u00e7eklerin sonradan \u00f6denmesi veya tahsil edilmesi durumunda o \u00e7ekler kar\u015f\u0131l\u0131ks\u0131z durumdan \u00e7\u0131k\u0131yor ve \u201ckar\u015f\u0131l\u0131ks\u0131z durumdan \u00e7\u0131kan \u00e7ek\u201d olarak ifade ediliyor.<\/p>\n

Ge\u00e7ti\u011fimiz y\u0131l ay i\u00e7inde kar\u015f\u0131l\u0131ks\u0131z durumdan \u00e7\u0131kan \u00e7ekler incelendi\u011finde, y\u0131l boyunca toplam 827 \u00e7ekin \u00f6demesinin ger\u00e7ekle\u015ftirildi\u011fi g\u00f6r\u00fcld\u00fc. Bunlar\u0131n \u00e7o\u011funlu\u011fu T\u00fcrk Liras\u0131 cinsinden \u00e7eklerdi; toplam 31 milyon 270 bin TL de\u011ferindeki 767 \u00e7ek \u00f6denmi\u015f oldu.<\/p>\n

Dolar cinsinden, 13 \u00e7ekin kar\u015f\u0131l\u0131ks\u0131z durumu giderilerek toplam 281 bin 492 dolar tahsil edildi.<\/p>\n

Euro cinsinden \u00e7eklerde ise, 2025\u2019in Nisan ay\u0131nda 1, Ekim ay\u0131nda 2 \u00e7ek kar\u015f\u0131l\u0131ks\u0131z durumdan \u00e7\u0131kar\u0131ld\u0131 ve toplam tutar 109 bin 297 Euro olarak ger\u00e7ekle\u015fti.<\/p>\n

Sterlin cinsinden \u00e7eklerde de toplam 44 \u00e7ekin kar\u015f\u0131l\u0131ks\u0131z durumu giderildi ve \u00f6demesi yap\u0131lm\u0131\u015f tutar 1 milyon 233 bin 530 sterlin oldu.<\/p>\n

41 milyon TL\u2019lik \u00e7ekler \u201ckar\u015f\u0131l\u0131ks\u0131z\u201d<\/strong><\/p>\n

2025 ve 2026 y\u0131l\u0131n\u0131n ilk aylar\u0131ndaki duruma bak\u0131ld\u0131\u011f\u0131nda Ocak ay\u0131nda T\u00fcrk liras\u0131 cinsinden kar\u015f\u0131l\u0131ks\u0131z \u00e7eklerde dikkat \u00e7ekici bir art\u0131\u015f ya\u015fand\u0131. 2026\u2019n\u0131n ilk ay\u0131nda toplam 132 \u00e7ek kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131karken, bu \u00e7eklerin toplam tutar\u0131 41 milyon 261 bin TL olarak kay\u0131tlara ge\u00e7ti.<\/p>\n

Bu \u00e7eklerin 84\u2019\u00fc t\u00fczel ki\u015filere ait olup, \u00f6denmeyen tutar 21 milyon 518 bin TL oldu. 48 \u00e7ek ise ger\u00e7ek ki\u015filere aitken, bu gruptaki kar\u015f\u0131l\u0131ks\u0131z tutar 19 milyon 742 bin TL olarak ger\u00e7ekle\u015fti.<\/p>\n

Ayn\u0131 ay i\u00e7erisinde kar\u015f\u0131l\u0131ks\u0131z durumdan \u00e7\u0131kan \u00e7ek say\u0131s\u0131 39 olurken, bu \u00e7ekler i\u00e7in \u00f6denen toplam miktar 4 milyon 656 bin TL olarak belirlendi.<\/p>\n

2025 y\u0131l\u0131n\u0131n ayn\u0131 d\u00f6nemine bak\u0131ld\u0131\u011f\u0131nda ise tablo daha s\u0131n\u0131rl\u0131yd\u0131. Ocak 2025\u2019te 68\u2019i t\u00fczel, 24\u2019\u00fc ger\u00e7ek ki\u015fi olmak \u00fczere toplam 92 \u00e7ek kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131km\u0131\u015f, bu \u00e7eklerin toplam tutar\u0131 18 milyon 473 bin TL olmu\u015ftu. Ayn\u0131 ay i\u00e7inde kar\u015f\u0131l\u0131ks\u0131z durumdan \u00e7\u0131kan \u00e7ek say\u0131s\u0131 79, \u00f6denen miktar ise 3 milyon 262 bin TL olarak kaydedilmi\u015fti.<\/p>\n

41 bin 510 dolar g\u00fcn\u00fcnde \u00f6denemedi<\/strong><\/p>\n

Ocak 2026\u2019da d\u00f6viz cinsinden kar\u015f\u0131l\u0131ks\u0131z \u00e7eklerde daha s\u0131n\u0131rl\u0131 bir tablo ortaya \u00e7\u0131kt\u0131. Dolar baz\u0131nda, t\u00fczel ki\u015filerin yazd\u0131\u011f\u0131 15 bin dolarl\u0131k 3 \u00e7ek ile ger\u00e7ek ki\u015filerin yazd\u0131\u011f\u0131 26 bin 500 dolarl\u0131k 3 \u00e7ek kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kt\u0131. B\u00f6ylece toplam 6 \u00e7ek kar\u015f\u0131l\u0131ks\u0131z kal\u0131rken, bu \u00e7eklerde yaz\u0131l\u0131 41 bin 510 dolar tahsil edilemedi.<\/p>\n

Ayn\u0131 ay i\u00e7erisinde yaln\u0131zca t\u00fczel bir ki\u015fiye ait 3 bin 500 dolarl\u0131k 1 \u00e7ek \u00f6denerek kar\u015f\u0131l\u0131ks\u0131z durumdan \u00e7\u0131kt\u0131.<\/p>\n

2025 y\u0131l\u0131n\u0131n ayn\u0131 d\u00f6neminde ise dolar cinsinden kar\u015f\u0131l\u0131ks\u0131z \u00e7ek say\u0131s\u0131 da bu seviyedeydi. Toplam 7 \u00e7ek kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131karken, bunlar\u0131n 4\u2019\u00fc t\u00fczel ki\u015filere ait 96 bin 440 dolar, 3\u2019\u00fc ise ger\u00e7ek ki\u015filere ait 38 bin 360 dolar tutar\u0131ndayd\u0131. Ayn\u0131 ay i\u00e7inde 6 t\u00fczel ki\u015finin yazd\u0131\u011f\u0131 78 bin 492 dolarl\u0131k \u00e7ek \u00f6denerek kar\u015f\u0131l\u0131ks\u0131z durumdan \u00e7\u0131km\u0131\u015ft\u0131.<\/p>\n

2 \u00e7ekte yaz\u0131l\u0131 14 bin euro \u201ckar\u015f\u0131l\u0131ks\u0131z\u201d<\/strong><\/p>\n

Euro taraf\u0131nda ise Ocak 2026\u2019da 2 \u00e7ek kar\u015f\u0131l\u0131ks\u0131z kald\u0131. T\u00fczel ki\u015filer taraf\u0131ndan yaz\u0131lan bu \u00e7eklerin toplam tutar\u0131 14 bin 815 euro olurken, ayn\u0131 ay i\u00e7erisinde kar\u015f\u0131l\u0131ks\u0131z durumdan \u00e7\u0131kan herhangi bir \u00e7ek olmad\u0131.<\/p>\n

2025\u2019in ayn\u0131 d\u00f6neminde ise euro cinsinden yaz\u0131lan \u00e7eklerde kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kan \u00e7ek bulunmuyordu.<\/p>\n

Sterlin baz\u0131nda kar\u015f\u0131l\u0131ks\u0131z \u00e7ekler artt\u0131<\/strong><\/p>\n

Ocak 2026\u2019da sterlin cinsinden kar\u015f\u0131l\u0131ks\u0131z \u00e7eklerde dikkat \u00e7ekici bir y\u00fckseli\u015f ya\u015fand\u0131. Y\u0131l\u0131n ilk ay\u0131nda toplam 29 \u00e7ek kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131karken, bu \u00e7eklerde yaz\u0131l\u0131 tutar 2 milyon 343 bin 702 sterlin oldu.<\/p>\n

Bu \u00e7eklerin 17\u2019si t\u00fczel ki\u015filere ait olup, bu grupta 2 milyon 184 bin sterlin tahsil edilemedi. 12 \u00e7ek ise ger\u00e7ek ki\u015filer taraf\u0131ndan yaz\u0131l\u0131rken, bu \u00e7eklerdeki kar\u015f\u0131l\u0131ks\u0131z tutar 159 bin 501 sterlin olarak kay\u0131tlara ge\u00e7ti.<\/p>\n

Ayn\u0131 d\u00f6nemde sterlin cinsinden yaz\u0131lan \u00e7ekler aras\u0131nda kar\u015f\u0131l\u0131ks\u0131z durumdan \u00e7\u0131kan herhangi bir \u00e7ek olmad\u0131.<\/p>\n

2025 y\u0131l\u0131n\u0131n Ocak ay\u0131nda ise sterlin taraf\u0131nda daha d\u00fc\u015f\u00fck bir tablo vard\u0131. 15\u2019i t\u00fczel, 5\u2019i ger\u00e7ek ki\u015fi olmak \u00fczere toplam 20 \u00e7ek kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131km\u0131\u015f, bu \u00e7eklerin toplam tutar\u0131 676 bin 118 sterlin olmu\u015ftu. Ayn\u0131 ay i\u00e7inde 13 t\u00fczel ki\u015fiye ait toplam 897 bin 536 sterlinlik \u00e7ek \u00f6denerek kar\u015f\u0131l\u0131ks\u0131z durumdan \u00e7\u0131kar\u0131lm\u0131\u015ft\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"

Ekonomideki daralma rakamlara da yans\u0131yor. Yaz\u0131l\u0131p kar\u015f\u0131l\u0131\u011f\u0131 \u00f6denemeyen \u00e7eklerin say\u0131s\u0131 ve tutar\u0131, bunu do\u011fruluyor. Bir y\u0131l arayla kar\u015f\u0131l\u0131ks\u0131z \u00e7ek miktar\u0131 fark\u0131 ise dudak u\u00e7uklat\u0131yor. Milyonlar\u0131n kar\u015f\u0131l\u0131\u011f\u0131 yok!… KKTC Merkez Bankas\u0131 verilerine g\u00f6re, 2025 y\u0131l\u0131nda g\u00fcn\u00fc geldi\u011finde \u00f6denmesi gereken 401 milyon TL, 1,93 milyon dolar, 1,94 milyon euro ve 7,39 milyon sterlin de\u011ferindeki toplam 2 bin […]<\/p>\n","protected":false},"author":1,"featured_media":36918,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"jnews_social_meta":[],"jnews_override_counter":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-36917","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kibris"],"yoast_head":"\n2 bin \u00e7ek kar\u015f\u0131l\u0131ks\u0131z! - Kuzeyin Sesi<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kuzeyinsesi.org\/index.php\/2026\/04\/22\/2-bin-cek-karsiliksiz\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"2 bin \u00e7ek kar\u015f\u0131l\u0131ks\u0131z! - Kuzeyin Sesi\" \/>\n<meta property=\"og:description\" content=\"Ekonomideki daralma rakamlara da yans\u0131yor. Yaz\u0131l\u0131p kar\u015f\u0131l\u0131\u011f\u0131 \u00f6denemeyen \u00e7eklerin say\u0131s\u0131 ve tutar\u0131, bunu do\u011fruluyor. Bir y\u0131l arayla kar\u015f\u0131l\u0131ks\u0131z \u00e7ek miktar\u0131 fark\u0131 ise dudak u\u00e7uklat\u0131yor. 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